January 19, 2022

Loans

Its All About The Money

What’s the Difference Between a Home Equity Line of Credit HELOC and a Cash Out Refinance

12 min read

A Home Equity Line of Credit (HELOC) and a cash-out refinance are two very different financing structures, and in most instances should be used differently. The route you choose will depend on how long you plan to be in mortgage debt or how long you plan to be in the home.

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Josh Mettle
Division President & Director of Physician Lending
NEO Home Loans

josh.mettle@neohomeloans.com
801-893-0659
NMLS# 219996
CA-DOC# 219996
Equal Housing Lender

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