September 29, 2022


Its All About The Money

We Make Refinancing Easy

13 min read

With today’s rates, there’s a good chance you could lower your monthly mortgage payment and get more cash out of your home to pay off debt remodel, whatever you choose. Embrace makes it easy with less paperwork and your own dedicated loan specialist. And, Embrace will beat any competitive offer or pay you $250. *

*Terms and Conditions:

Embrace will beat any competitor’s offer or give you $250. If you’ve received a competing offer, tell us about it. As long as you’ve submitted an application with us requesting the same terms, we’ll give you our offer through an official Loan Estimate (or a revised Loan Estimate if you’ve received a previous offer from us). If we don’t beat the competing offer by making an offer with a lower APR, we’ll give you $250 – no more questions asked.

A qualifying competitor’s offer must have the same terms as the offer requested from Embrace and be received within two weeks of applying with Embrace (before or after). You must present sufficient proof of this offer to qualify for the $250. An official "Loan Estimate" without any obvious errors is considered sufficient proof, although Embrace will also accept various other forms of evidence as sufficient.

Once presented with sufficient proof of a qualifying competitor’s offer, Embrace will have four business days to issue a Loan Estimate (legal binding good faith estimate of loan costs) with the same terms and a lower APR. Otherwise, you are entitled to $250. Remember that even an official Loan Estimate is subject to change based on a lender receiving new or different information than reasonably relied on in providing the Loan Estimate. This is not a guarantee of the final terms that will be provided at closing. The terms and costs disclosed in the Loan Estimate may change within legal limits. The same is likely true for the competitor’s offer. For this and other reasons, you may choose to continue with your application with Embrace even if you do receive the $250. Maximum claim of one offer per application. Limited time offer only – must submit an application to Embrace Home Loans within 30 days of this advertisement to qualify.

Source: Embrace Home Loans

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