June 28, 2022


Its All About The Money

Doctor Mortgage Declined – We Can Help!

12 min read

“Your home loan application has been declined.”

Those are some scary words. We receive an unfortunate number of phone calls from doctors who have already gone through the mortgage pre-approval process with a bank only to be declined by an underwriter at the last minute.

Unfortunately, this is not a unique situation. Ever since the housing crash of 2008, mortgage credit has become increasingly difficult to obtain with even the average consumer being subject to strict underwriting guidelines. Take into account most doctors’ complicated income structures and employment agreements, and these procedures can make obtaining financing for a home nearly impossible.

Luckily, there are steps you can follow to be prepared. Check out our three tips to follow to ensure you are able to qualify for a doctor mortgage loan at https://fairwayphysicianhomeloans.com/2020/04/22/doctor-mortgage-declined-follow-these-tips/

We’d love to hear from you!

Josh Mettle
Division President & Director of Physician Lending
NEO Home Loans

NMLS# 219996
CA-DOC# 219996
Equal Housing Lender

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Physician Home Loans

NEO Home Loans is a division of Celebrity Home Loans, LLC | NMLS# 227765 | Equal Housing Lender | nmlsconsumeraccess.org

Source: Medical Professional Mortgage Advice

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